eKYC is a paperless way to verify a customer’s identity and address through Aadhaar and KRA. It replaces the old, traditional KYC process that involves physical copies of ID and address proof.
Key Features of the Proposed Solution:
- A registration screen where users enter their mobile number and email. This acts as the login key and can be used for follow-up if the user doesn’t complete all details.
- OTP verification is sent to the client’s mobile number as well as email address.
- PAN validation and verification through NSDL or other APIs provided by the organization.
- Automatic retrieval of KYC details from CVL KRA or other KRA agencies. Data fetched cannot be edited.
- e-KYC document (Client Registration Form) signed using Aadhaar via NSDL or other providers’ API
- Manual entry options for non-KRA and DigiLocker leads
- Manual entry options for existing details like DP ID, BO ID, bank details (IFSC, account number), etc.
- Option to upload scanned images of documents like PAN card, address proof, bank proof, etc.
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PDF generation for entered data
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IPV (In-Person Verification) included as a feature.
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Live photo capture with geo-tagging
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DigiLocker integration
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Penny drop verification via API
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Integration with back-office systems
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API-based support for KRA, UCC (NSE and BSE), NSDL DP, CDSL DP, and CKYC files
Key Features of the eKYC by XtremSoft:
- Delivery within 4-5 weeks.
- Responsive design for desktop, tablets, and phones.
- Images saved on both physical media and in the database.
- MIS reports showing the number of leads generated, and how many completed the full form, and many more.